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Financial Calculators

Mortgage, loan, investment, retirement and budgeting calculators to help you plan every financial decision with confidence.

95 calculatorsLoans, mortgages, investing & budgeting

Most popular

Currency ConverterConvert between 30 major world currencies using live exchange rates.Mortgage CalculatorEstimate your monthly mortgage payment including principal, interest, taxes, insurance, PMI and HOA.Loan CalculatorCalculate monthly payments, total interest and total cost for any fixed-rate loan.Auto Loan CalculatorEstimate your monthly car payment including sales tax and trade-in value.

All calculators

Mortgage Payoff CalculatorSee how much faster you can pay off your mortgage - and how much interest you'll save - with extra monthly payments.
Refinance CalculatorCompare your current mortgage to a new refinanced loan and see your monthly savings and break-even point.
Rent vs Buy CalculatorCompare the long-term cost of renting versus buying a home.
How Much House Can I AffordEstimate the home price you can afford based on your income, debts and down payment.
Down Payment CalculatorCalculate how much down payment you need and how long it will take to save it.
Loan Payoff CalculatorFind out how much faster you can pay off any loan with extra payments.
Amortization Schedule CalculatorGenerate a full month-by-month amortization schedule for any loan.
Auto Lease CalculatorEstimate your monthly car lease payment from MSRP, residual value and money factor.
Payment CalculatorSolve for the monthly payment of a loan given amount, rate and term.
Interest Rate CalculatorFind the interest rate implied by a loan amount, payment and term.
Simple Interest CalculatorCalculate simple interest earned or owed on a principal amount.
Compound Interest CalculatorSee how your money grows over time with compound interest and regular contributions.
Interest CalculatorGeneral-purpose interest calculator for savings or loans with monthly compounding.
Savings CalculatorProject the growth of your savings account with regular deposits.
Certificate of Deposit (CD) CalculatorCalculate the maturity value of a certificate of deposit.
Retirement CalculatorEstimate your retirement nest egg based on savings rate, growth and years to retirement.
401(k) CalculatorProject your 401(k) balance at retirement including employer match.
Pension CalculatorEstimate a defined-benefit pension payout based on years of service and final salary.
Social Security EstimatorRough estimate of monthly Social Security benefits based on average indexed earnings and claiming age.
Annuity CalculatorCalculate the future value of a fixed annuity with regular contributions.
Annuity Payout CalculatorCalculate how much you can withdraw from an annuity balance over a fixed period.
Roth IRA CalculatorProject the tax-free growth of a Roth IRA account.
Traditional IRA CalculatorProject the tax-deferred growth of a traditional IRA account.
Investment CalculatorProject the growth of a lump-sum and recurring investment over time.
SIP CalculatorProject the future value of a Systematic Investment Plan (SIP) with an optional annual step-up in contribution.
Forex Compounding CalculatorSee the mathematical effect of compounding a fixed percentage return per period on a trading account balance.
ROI CalculatorCalculate return on investment as a percentage and annualized rate.
CAGR CalculatorCalculate the compound annual growth rate between two values.
Stock Average CalculatorCalculate your average cost basis across multiple stock purchases.
Rule of 72 CalculatorQuickly estimate how many years it takes to double your money at a given interest rate.
Present Value CalculatorCalculate the present value of a future sum of money.
Future Value CalculatorCalculate the future value of a present sum with compound interest.
Net Worth CalculatorCalculate your net worth from your total assets and liabilities.
Budget Calculator (50/30/20)Split your take-home income into needs, wants and savings using the 50/30/20 rule.
Emergency Fund CalculatorCalculate how much you should keep in an emergency fund based on your monthly expenses.
Debt-to-Income Ratio CalculatorCalculate your debt-to-income ratio, a key metric lenders use to assess affordability.
Debt Payoff CalculatorFind out how long it will take to pay off a debt and the total interest paid.
Debt Consolidation CalculatorCompare your combined debt payments to a single consolidated loan payment.
Credit Card Payoff CalculatorFind out how long it will take to pay off your credit card balance.
Credit Card Interest CalculatorEstimate the monthly interest charge on a credit card balance.
Personal Loan CalculatorEstimate the monthly payment on a personal loan.
Student Loan CalculatorEstimate your monthly student loan payment and total interest.
Student Loan Payoff CalculatorSee how extra payments speed up your student loan payoff.
College Cost CalculatorProject the future cost of college given today's cost and years until enrollment.
Salary CalculatorConvert between hourly, weekly, monthly and annual salary.
Take-Home Paycheck CalculatorEstimate your net paycheck after federal tax, FICA and pre-tax deductions.
Hourly to Salary CalculatorConvert an hourly wage into equivalent annual salary.
Rental Property ROI CalculatorCalculate cap rate and cash-on-cash return for a rental property investment.
Break-Even Point CalculatorCalculate how many units you need to sell to break even.
Profit Margin CalculatorCalculate gross profit margin from cost and revenue.
Markup CalculatorCalculate the selling price from cost and desired markup percentage.
Commission CalculatorCalculate commission earned on a sale.
Inflation CalculatorCalculate how inflation affects the purchasing power of money over time.
Bond Yield CalculatorCalculate the current yield of a bond from its coupon and market price.
HELOC Payment CalculatorEstimate interest-only and fully-amortizing payments on a home equity line of credit.
Car Affordability CalculatorEstimate the car price you can afford based on your budget and loan terms.
Lease vs Buy Car CalculatorCompare the total cost of leasing versus buying a car over the same period.
529 College Savings Plan CalculatorProject the growth of a 529 college savings plan with regular contributions.
FIRE Number CalculatorCalculate your Financial Independence, Retire Early (FIRE) number using the 4% rule.
Payback Period CalculatorCalculate how long it takes to recover the cost of an investment from its cash flows.
Dividend Yield CalculatorCalculate the dividend yield of a stock from its annual dividend and share price.
Dividend Reinvestment CalculatorProject portfolio growth when dividends are automatically reinvested.
Credit Utilization CalculatorCalculate your credit utilization ratio, a major factor in your credit score.
Loan Comparison CalculatorCompare two loan offers side by side to see which one actually costs less.
HSA Growth & Tax Savings CalculatorProject your Health Savings Account balance and estimate the tax savings from pre-tax contributions.
403(b) CalculatorProject your 403(b) balance at retirement, including any employer match - for teachers, nonprofit and public-sector employees.
RMD CalculatorCalculate your required minimum distribution from a traditional IRA or 401(k) using the IRS Uniform Lifetime Table.
Backdoor Roth IRA Tax CalculatorEstimate the taxable portion of a backdoor Roth conversion under the IRS pro-rata rule.
Return on Equity (ROE) CalculatorCalculate how efficiently a company generates profit from shareholders' equity.
Debt-to-Asset Ratio CalculatorMeasure what percentage of a company's assets are financed by debt rather than equity.
Cash-on-Cash Return CalculatorCalculate the annual cash return on a rental property relative to the actual cash you invested.
Child Tax Credit CalculatorEstimate your federal Child Tax Credit based on the number of qualifying children and your income.
Loan Origination Fee CalculatorCalculate the upfront origination fee on a loan and how it affects the cash you actually receive.
Overtime Pay CalculatorCalculate your overtime pay and total paycheck based on hours worked beyond 40 per week.
Severance Pay CalculatorEstimate a severance package based on years of service and weeks of pay per year worked.
Debt Snowball CalculatorSee how fast you'll be debt-free using the debt snowball method - paying off the smallest balance first.
Debt Avalanche CalculatorSee how fast you'll be debt-free using the debt avalanche method - paying off the highest interest rate first.
Current Ratio CalculatorMeasure a company's ability to pay short-term obligations with its current assets.
Accounts Receivable Days CalculatorCalculate how many days on average it takes a business to collect payment after a sale.
Gross Margin CalculatorCalculate gross profit and gross margin percentage from revenue and cost of goods sold.
Net Profit Margin CalculatorCalculate what percentage of revenue turns into actual profit after all expenses.
EBITDA CalculatorCalculate EBITDA - earnings before interest, taxes, depreciation and amortization.
P/E Ratio CalculatorCalculate a stock's price-to-earnings ratio to gauge how expensive it is relative to its earnings.
EPS CalculatorCalculate earnings per share from net income, preferred dividends and shares outstanding.
NPV CalculatorCalculate the net present value of a series of future cash flows against an initial investment.
IRR CalculatorCalculate the internal rate of return for a series of cash flows against an initial investment.
Balloon Payment Loan CalculatorCalculate the monthly payment and final lump-sum balloon payment on a balloon loan.
Home Equity Loan CalculatorCalculate monthly payments on a fixed-rate home equity loan and see how much equity you can borrow against.
Mortgage Points CalculatorFind out how long it takes to break even on paying for mortgage discount points.
Life Insurance Needs CalculatorEstimate how much life insurance coverage your family would need using the DIME method.
Inventory Turnover CalculatorCalculate how many times a business sells and replaces its inventory over a period.

About Financial Calculators

Every calculator here runs on the same math a lender, advisor or spreadsheet would use - standard amortization for loans and mortgages, compound growth for investing and retirement, and the actual formulas behind budgeting rules like 50/30/20. Nothing is simplified to the point of being misleading, and every result page shows its formula and assumptions so you can see exactly how the number was reached, not just trust it.

Related reading

Effective vs. Marginal Tax Rate: Why They're So DifferentThese two numbers are often confused, but they answer completely different questions. Here's how to calculate both correctly.What Your Marginal Tax Rate Actually MeansYour marginal tax rate is the rate on your next dollar of income, not your whole income. Here's why that distinction matters so much.How Property Tax Is Calculated on Your HomeProperty tax is based on assessed value, not market value — and the two aren't always the same number. Here's how it actually works.